FREE ASSESSMENT · 60 SECONDS

Find your pillar.

Six questions. One honest map. Chekelah's team reviews every submission personally.

Question 01 · Situation

Where are you today?

The honest answer helps us place you on the framework accurately.

A3+ derogatory itemsCollections, charge-offs, or late payments BThin file, no historyNot enough tradelines or credit age CStuck below 680Clean-ish file, but score won't move DReady to close soonScore is decent, need underwriter timing

Question 02 · Score

Your current score?

Best guess if you're unsure — we pull the actual tri-merge on your first session.

ABelow 550Deep restoration territory B550 – 619Below most mortgage overlays C620 – 679Approvable, but not best rate D680 – 739Prime range, room to optimize E740+Ready to close FNot sureThat's fine — we'll pull it

Question 03 · Goal

What's the outcome?

The goal decides the timeline and the tier.

ABuy my first homePrimary residence · owner-occupant BInvestment propertyRental · flip · portfolio CBusiness capitalSBA · line of credit · funding DOverall credit healthRestore + educate · no purchase

Question 04 · Window

Your timeline?

Every engagement is timed to a real closing or milestone.

A0 – 3 monthsUrgent · staging only B3 – 6 monthsIdeal readiness window C6 – 12 monthsStandard engagement D12+ monthsFull pipeline

Question 05 · Fit

Are you coachable?

HLP is a strategy engagement. Your discipline compounds the file.

AYes — teach me the systemI'll follow the framework BPrefer done-for-youHandle it, teach me lightly CJust exploringWant the map first

Question 06 · Reach

Where do we send your map?

Chekelah's team responds within 24 hours. Information handled under FCRA + GLBA standards.

I authorize HLP Credit Solutions to contact me about my assessment. Consent is not a condition of purchase. Privacy Policy.

✓ ASSESSMENT COMPLETE

Your map is on its way.

Chekelah's team will respond within 24 hours with your personalized readiness map plus a link to book a complimentary 45-minute strategy session.

NEXT STEP

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HLP Credit Solutions Corporation

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hello@hlpcredit.com

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